Tax Planning
High-Income Tax Planning
High W-2 income limits most deductions. SALT is capped. Business deductions require a real business. The actual toolkit is narrower than most content suggests — but the strategies that do work are worth understanding precisely.
These articles focus on what high-income W-2 employees and tech professionals can realistically do — without aggressive positions or hype.
What actually reduces taxes for high-income employees — and in what order.
The math of tax drag, how account type changes the outcome, and the benchmark every investment must beat.
Both Roth workarounds explained precisely — pro-rata trap, plan requirements, and annual checklist.
Triple-tax advantage, reimbursement strategy, and why most people use it wrong.
Donor-Advised Fund Bunching
SoonHow to beat the standard deduction with charitable giving.
RSU Sell vs Hold Framework
SoonConcentration risk, tax timing, and the decision to hold employer stock.
Honest framing
Most high-income W-2 employees cannot deduct their way to a dramatically lower tax bill. The real leverage is in tax-deferred and tax-free accounts and asset location. Real estate can help, but only if the investment makes sense on its own merits first.